.adf {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	padding: 5px;
	color: #000066;
}
.body_text, p {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000066;
	text-align: left;
	padding-left: 10px;
	padding-right: 10px;
}
h4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: italic;
	color: #000066;
	line-height:26px;
	text-align: center;
}
.headers, h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height:26px;
	color: #003333;
	text-align: center;
	font-weight: bold;
	padding-left: 10px;
	padding-right: 10px;
}
.html_nav {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #333333;
}
.HEADERS, h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	line-height:28px;
	color: #990033;
	font-weight: bold;
	padding-left: 10px;
	padding-right: 10px;
}
.menubg {
	font-family: Arial, Helvetica, sans-serif;
	background-image: url(Images/index_12bg.jpg);
	background-repeat: repeat;
}
ul
  {
  font-family: Arial, Helvetica, sans-serif;
  font-size: 12px;
  color: #000066;
  text-align: left;
  padding-left: 10px;
  padding-right: 10px;
  margin-left: 30px;
  }
li
  {
  margin: 0;
  padding: 0;
  }